Affiliate transparency guide · Reviewed 13 July 2026

How Free Credit Comparison Websites Make Money

Short answer: comparison sites may receive advertising or affiliate commissions when visitors follow links or complete actions. A commission is a commercial relationship—not proof that an operator or promotion is verified.

Common revenue models

Affiliate referral
A site may receive a fee after a visitor registers, deposits or completes another tracked action.

Advertising
A site may sell placements, banners or sponsored visibility.

Lead generation
A site may be paid for a qualifying enquiry or referral.

Fixed sponsorship
A commercial partner may pay for a campaign or placement period.

Actual arrangements differ. This site should not describe a listing as independent or verified merely because it earns no visible fee.

What readers should expect

A clear disclosure that links may generate commission.
No invented ratings, licensing statements or “best” claims.
Exact destination links should be maintained and tested.
Promotion summaries should identify when operator terms were last checked.
Commercial relationships should not change quoted eligibility, turnover, cashout or expiry terms.

Malaysia digital-business context

HASiL describes online promotional information and advertising as digital-business activity and states that digital-business income must be reported. It also requires relevant business records to be retained. This is tax and record-keeping context; it does not approve any operator or promotion.

Our disclosure

FreeCredit365Hari may receive a commission when a visitor follows an affiliate link. That relationship does not guarantee promotion availability, account approval, a balance or withdrawal. Operator terms take priority. Check the terms guide and scam checklist before acting.

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These preserved site images link to the homepage sections. Image text is promotional artwork, not independent verification.